- Contactless credit cards with no foreign transaction fees full#
- Contactless credit cards with no foreign transaction fees android#
- Contactless credit cards with no foreign transaction fees free#
Balance Transfer APR: 0.00% introductory APR for 12 months from account opening date for balance transfers completed within 60 days from the account opening date. After that 13.99% to 24.99%, based on creditworthiness and will vary with the market based on Prime rate. View terms and conditions for all our credit card products.36Purchase APR: 0.00% introductory APR for 12 months. Terms and conditionsĮligibility criteria, lending criteria, terms and conditions apply. Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. If you only make the minimum repayment each month, you will pay more interest and it will take you longer to pay off the unpaid balance.Īpple and Apple Pay are trademarks of Apple Inc., registered in the U.S.
All new purchases, cash advances and any unpaid interest or fees will incur interest at the standard interest rate in accordance with the card’s Conditions of Use. Interest rates are subject to change without notice. If you have multiple balance transfer rates, payments will first be applied to the balance transferred on the highest interest rate. Payments will then be applied to transactions that have not yet appeared on a statement in the same order. Payments you make to your Westpac credit card will first go to charges and interest accrued, then to cash advances and purchases, followed by balance transfers as they appear on your last statement.
Balance transfers do not earn Airpoints Dollars™ or hotpoints®. Balances cannot be transferred to a Mastercard® BusinessCard/Purchasing Card. Your card must remain within its credit limit after the balance has been transferred. You can transfer up to 95% of your available credit card limit. You cannot transfer a balance from a Westpac card or loan. All applications are subject to Westpac approval. Balance Transfer Terms and Conditions and lending criteria apply. Terms and conditions apply to Google Pay, see Westpac Google Pay Terms and Conditions for more information.Ħ Rate will apply to balance(s) transferred until that balance(s) is paid off. For a list of compatible Google Pay devices, see Google Support.
Contactless credit cards with no foreign transaction fees android#
Customers also need a compatible Android device. Terms and conditions apply to Apple Pay, see Westpac Apple Pay Terms and Conditions for more information.ĥ Google Pay is available to eligible Westpac debit and credit Mastercard customers. For a list of compatible Apple Pay devices, see Apple Support.
Customers also need a compatible Apple device. See credit card interest-free days page for how it works.ģ Provided you notify us as soon as possible, have not acted fraudulently or negligently, and have complied with the card’s Conditions of Use.Ĥ Apple Pay is available to eligible Westpac debit and credit Mastercard customers.
Contactless credit cards with no foreign transaction fees free#
Cash advances, balance transfers and interest and fees are not purchases and have no interest free days.
Contactless credit cards with no foreign transaction fees full#
The NZ$3 for debit card international transaction fee saving applies to Westpac customers only, and is subject to change.Ģ Interest free days give you access to interest-free credit - if you pay off your balance in full (excluding balance transfers) by the payment due date. Institutions participating in the Global ATM Alliance are subject to change but currently include Deutsche Bank (Germany), Bank of America (United States), Scotiabank (Canada), Barclays Bank (United Kingdom), BNP Paribas (France), Westpac (Australia) and Westpac (New Zealand). Transaction fees do not apply when using ATMs within the Global ATM Alliance in the respective country shown. For full details refer to the Westpac Fee Free Mastercard® Conditions of Use and the Transaction and Service Fees brochure. 1 Third party fees and Westpac charges may apply.
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